Tools
Free tools to help you shop smarter and time your purchases.
Costco Sale Cycle Tracker
See when Costco discounts toilet paper, paper towels, laundry detergent, and more — based on 3 years of real coupon book data.
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Unit Price Calculator
Compare cost-per-ounce across package sizes to instantly find the best value.
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Which Credit Card Should I Use?
Pick your cards and a purchase category to instantly see which gives the best rewards rate.
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Credit Card Payoff Calculator
See how long it takes to pay off your balance — and how much faster frugal savings can get you there.
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Cashback Stacking Comparison
See the highest cashback portal rate for 30+ stores and how to stack it with your credit card for maximum savings.
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Subscription Cost Audit
Add your streaming, music, and other subscriptions to see your real monthly and annual total — ranked by cost. 100% private.
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Grocery Budget Calculator
See what the USDA says your household should spend on groceries — Thrifty to Liberal benchmarks by household size and age.
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What Is Inflation Costing You?
Enter your monthly spending to see your personal inflation hit vs 2020–2023 — and how much coupons and cashback can recover.
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Deal Stack Calculator
See your true price after stacking a sale, coupon code, cashback portal, and credit card rewards — and whether each layer is actually worth it.
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0% APR Financing Trap Calculator
Find out if your store financing is safe or a deferred interest trap that charges all accrued interest retroactively.
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Appliance Repair vs. Replace Calculator
Is it worth fixing your broken appliance? See whether repair or replacement costs less per year — using real appliance lifespan data.
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Loan Refinance Trap Detector
Got a refi offer? See if the lower monthly payment is actually saving you money — or costing you thousands more in total interest.
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