What Is Inflation Costing You?
Enter your monthly spending to see your personal inflation hit — and how much frugal strategies can recover.
Compare prices from…
Prices are compared from January of the selected year to approximately January 2025.
Your monthly spending
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Total monthly entered:
Enter your monthly spending to see your inflation cost.
Your Inflation Hit
Your Recovery Plan
How frugal strategies can offset your inflation hit
How the math works
Extra cost = current spend − (current spend ÷ (1 + inflation rate)). This gives you the portion of today's spending that didn't exist in the base year — not an overstatement of the full current spend.
Coupon savings assume ~12% off groceries and household items for regular coupon users (combining store brands, weekly sale items, and digital coupons). Cashback assumes ~5% average portal rate on applicable spending. Both are estimates; actual savings vary by store and usage.
Rates are cumulative % changes in the CPI-U (All Urban Consumers) from January of the selected base year to approximately January 2025. Updated annually. Source: bls.gov
Coupons and cashback portals primarily help with groceries, household staples, and online shopping. Rent, medical care, and vehicle costs are less addressable through coupon strategies — those categories are included for completeness but don't contribute to recovery estimates.